If an employee steals money, securities, or property from your business or a client, a crime policy ensures that you are reimbursed for the loss, helping to protect your financial stability. Additionally, crime policies extend beyond internal threats and provide coverage for illegal acts committed by third parties. This includes financial crimes such as computer fraud, wire transfer fraud, and other cyber-related breaches, as well as traditional crimes like robbery and burglary that could lead to significant financial setbacks.